Introduce

Hello from Dr. Kelly Clayton,
I’m passionate about all things real estate related. It’s simple, I love what I do.

My pledge to clients

  • Convenient – Evening and weekend availability!

  • Competitive – Best price the first time you inquire!

  • Considerate – Your personal satisfaction is my business!

  • Confidential – Protecting your information is a priority!

38+

Years of
Experience

10,000+

Clients served in
VA, NC, SC, & MD

About

Owning real estate is the first step
on the path to wealth

My journey started at a private mortgage brokerage in 1988, reaching executive status at a large credit union mortgage division by 1993, expanding operations across the east coast for a private bank in New York, NY, 1996, to officer status for the 2nd largest mortgage servicer in the USA in 1998, to owning the largest brokerage in Virginia in 2001, to now, founder of Phoenix Mortgage Corp., saving the best for last!!!!

Achievements

My Achievements

Recognized by HUD

Recognized by HUD for pioneering the implementation of the FHA 203-K program in
the eastern region, a program not understood or used since the 1950’s came to life!

HUD DE Certified appraisal reviewer!

Completed all appraisal field hours and classes including Fundamentals, Advanced
Appraising, and Practices and Regulation. HUD DE Certified appraisal reviewer!

Certificate in New Construction Lending

Obtained Certificate in New Construction Lending with ability to analyze and review all
aspects of construction loans and exhibits

Mortgage Policy and Procedures Manual

Wrote the Mortgage Policy and Procedures Manual for the bank and the credit union
while determining job descriptions from receptionist to division directors.

resume

My Journey & Experience

2026 - Present

Phoenix Mortgage Corp

President/CEO

2022

MortgageZ LLC

Founding partner

2020

Klaren Capital

Operations Manager

2016

Professional Mortgage Corp

Business Development

2008

Owner, Principal Broker

Home for Life Realty

2006

Owner & Title Agent

Transcommunity Settlement Group

2001

Virginia Mortgage Services, Inc

President/CEO

2000

Severn Mortgage Corporation

Branch Manager

1998

Sterling National Mortgage Corporation

VP of Operations

1996

National Mortgage Division, Bank of America

Government (FHA/VA) Quality Control Officer Nationwide

1995

Virginia Housing and Development Authority

Internal Quality Control and Compliance

1990

Mid-Atlantic Financial Group, Inc.

Division Manager of Compliance & Quality Control

1988

Professional Mortgage Corp.

Loan Processor

Areas of Excellence

My Areas of Excellence

92%

Structuring a Deal

85%

Art of Negotiation

80%

Thinking Outside the Box

90%

Exceeds Personality

86%

Passion Driving Purpose

70%

Genuine Concern for Clients

testimonial

Trusted by Hundered Clients

contact

Let's Work Together!

hello@KellyClayton.com

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